Before You Begin
Prepare your cookware as needed. Cooking times and results may vary depending on your equipment and ingredients.
Preheat the Oven
Preheat the oven to 350°F (177°C). Grease or line a 9×5-inch loaf pan with parchment paper.
Mix the Dry Ingredients
In a mixing bowl, whisk together the flour, baking soda, salt, cinnamon, nutmeg, cloves, and ginger until evenly blended.
Mix the Wet Ingredients
In another bowl, whisk the oil, eggs, granulated sugar, brown sugar, pumpkin puree, shredded apple, shredded carrot, and milk until smooth and well combined.
Combine the Batter
Pour the wet mixture into the dry ingredients and stir gently until just combined. Avoid overmixing so the bread remains light and tender.
Add Optional Ingredients
Fold in chopped walnuts, pecans, or dried cranberries if using.
Fill the Pan
Transfer the batter to the prepared loaf pan and smooth the top evenly.
Bake
Bake for 55–65 minutes, or until the top looks set and a toothpick inserted into the center shows moist crumbs rather than wet batter. The center should spring back lightly when touched. If the top browns too quickly, loosely tent with foil and continue baking until done.
Cool the Bread
Allow the bread to cool in the pan for 10–15 minutes, then transfer it to a wire rack to cool completely before slicing.